On this day of your life, I believe God wants you to know, that you must invest three percent of your income in your self-development toture. Brian Tracy said that and he was right. I know you want to take that class or that seminar or that spiritual growth retreat, but you think you can’t afford it. The truth may be that you can’t afford to. Try following your highest impulse. Your mind rarely invites you to explore worthless things — and your soul never does.